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Microcredit: role of entrepreneurial ventures in development of Cabo Verde

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dc.contributor.authorBernardino, Susana
dc.contributor.authorFreitas Santos, José
dc.contributor.authorVicente, Zidyane
dc.date.accessioned2018-05-25T10:58:31Z
dc.date.available2018-05-25T10:58:31Z
dc.date.issued2018
dc.description.abstractMicrocredit provides small loans to the most deprived populations for whom credit is difficult to obtain from the traditional banking system. These microcredits have no collateral backing and work on the basis of a small groupbased borrowing mechanism. The funds are often used for financing productive and educational purposes related to entrepreneurial activities and self-employment. For this reason, microcredit is pointed out as a valuable tool in the economic, social and cultural development of poor countries. The study analysed the application of the microcredit programs in Cabo Verde and their implications for poverty reduction, income generation, self-employment and equality of gender promotion. The results showed that microcredit is an important financial instrument for poverty alleviation and the improvement of family income in Cabo Verde. The majority of the projects were based on women initiatives and oriented to the creation of micro and small businesses that provide selfemployment and jobs for poor people, allowing families to have access to income sources that otherwise they would not have. The revenues generated gave individuals the opportunities to acquire goods and services that improve their quality of life and wellbeing. This is particularly important in Cabo Verde since the welfare state is practically non-existent there.pt_PT
dc.description.versioninfo:eu-repo/semantics/publishedVersionpt_PT
dc.identifier.citationBernardino S., Freitas Santos J., Vicente Z. (2018) Microcredit: Role of Entrepreneurial Ventures in Development of Cabo Verde. In: Carvalho L., Rego C., Lucas M., Sánchez-Hernández M., Noronha A. (eds) Entrepreneurship and Structural Change in Dynamic Territories. Studies on Entrepreneurship, Structural Change and Industrial Dynamics (pp. 233-254). Springer, Cham. https://doi.org/10.1007/978-3-319-76400-9_13.pt_PT
dc.identifier.doi10.1007/978-3-319-76400-9_13pt_PT
dc.identifier.urihttp://hdl.handle.net/10400.22/11672
dc.language.isoengpt_PT
dc.peerreviewedyespt_PT
dc.publisherSpringerpt_PT
dc.relation.publisherversionhttps://link.springer.com/chapter/10.1007/978-3-319-76400-9_13pt_PT
dc.subjectMicrocreditpt_PT
dc.subjectEconomic developmentpt_PT
dc.subjectCabo Verdept_PT
dc.subjectSelf-employmentpt_PT
dc.subjectWellbeingpt_PT
dc.titleMicrocredit: role of entrepreneurial ventures in development of Cabo Verdept_PT
dc.typebook part
dspace.entity.typePublication
oaire.citation.endPage254pt_PT
oaire.citation.startPage233pt_PT
person.familyNameBernardino
person.familyNameDE FREITAS SANTOS
person.givenNameSusana
person.givenNameJOSÉ
person.identifier.ciencia-idA21F-D545-8D9E
person.identifier.ciencia-id391D-E3FB-7B08
person.identifier.orcid0000-0002-1639-3553
person.identifier.orcid0000-0001-8233-5039
rcaap.rightsclosedAccesspt_PT
rcaap.typebookPartpt_PT
relation.isAuthorOfPublication12a6b402-73cc-4e20-89da-5b87a2f0e7e0
relation.isAuthorOfPublication64085031-350e-43f1-933a-cb85afa143dc
relation.isAuthorOfPublication.latestForDiscovery12a6b402-73cc-4e20-89da-5b87a2f0e7e0

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