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Abstract(s)
O empreendedorismo feminino tem tido um aumento gradual nos anos anteriores, no
entanto, ainda se reconhece um longo caminho pela frente. Várias mulheres assumem o
financiamento como o maior obstáculo ao empreendedorismo, evidenciando o uso do
Crowdfunding (CF) como uma ferramenta poderosa para quem ambiciona empreender.
O CF permite a angariação de financiamento para um projeto ou objetivo a partir de um
grande número de pessoas. O presente estudo investiga as campanhas de CF portuguesas
realizadas na plataforma GO Parity com os objetivos de: i) examinar as características
dos projetos de desenvolvimento sustentável que foram publicados para atrair
investidores; ii) explorar as características das operações do CF realizadas na plataforma;
iii) compreender até que ponto o género pode influenciar o uso do CF como fonte de
financiamento para projetos sustentáveis. Os resultados do estudo mostram que a maioria
dos projetos visam contribuir para a concretização dos objetivos de desenvolvimento
sustentável relacionados com a energia renovável e acessível (ODS7), indústria, inovação
e infraestruturas (ODS9) e produção e consumo sustentáveis (ODS12). Estes projetos
foram implementados em diferentes setores de atividade e em várias regiões de Portugal,
embora com predominância na capital (Lisboa) e na zona geográfica do centro. Em geral,
os projetos conseguiram mobilizar financiamento em condições consideradas favoráveis
em relação ao tempo necessário para obter o financiamento, ao montante de dinheiro
obtido e à taxa de juro aplicada, embora muitas das operações tenham feito uso de
garantias de crédito. Os resultados mostram uma baixa presença de mulheres em projetos
que utilizam a plataforma de CF, em termos da estrutura acionista do projeto, da presença
em cargos de gestão ou da composição das equipas de trabalho. Existe alguma influência
do género nas características da operação de CF. Em particular, ter mulheres como
acionistas pode afetar o montante financiado, os objetivos perseguidos ou as garantias
fornecidas. A presença de mulheres em posições de gestão afeta algumas das garantias
utilizadas, bem como a finalidade do financiamento. O mesmo se aplica à prazo do
empréstimo, ao nível de risco ou às garantias fornecidas, dependendo do grau de
feminização das equipas do projeto.
Female entrepreneurship has seen a gradual increase in recent years; however, there is still a long way to go. Many women identify financing as the biggest obstacle to entrepreneurship, highlighting the use of Crowdfunding (CF) as a powerful tool for those who aspire to start their own ventures. CF allows for the raising of funds for a project or goal from a large number of people. This study investigates the Portuguese CF campaigns carried out on the GO Parity platform with the objectives: i) to examine the characteristics of the sustainable development projects that have been posted to attract investors; ii), to explore the characteristics of the CF operations carried out in the platform; iii) to understand the extent to which gender can influence the use of CF as a source of fundraising for sustainable projects. The results of the study show that most of the projects aimed to contribute to the achievement of sustainable development goals related to the renewable and accessible energy (SDG7), industry, innovation and infrastructure (SDG9) and sustainable production and consumption (SDG12). These projects were implemented in different sectors of activity and in different regions of Portugal, albeit with a predominance in the capital city (Lisbon) and the Central geographical area. In general, the projects were able to mobilise funding under conditions that could be considered favourable regarding the time taken to obtain the funding, the amount of money obtained and the interest rate applied, although many of the operations made use of credit guarantees. The results show a low presence of women in projects using the CF platform, in terms of the shareholder structure of the project, the presence in the management bodies or the composition of the working teams. There is some influence of gender on the characteristics of the CF operation. In particular, having women as shareholders might affect the amount financed, the objectives pursued or the guarantees provided. The presence of women in management positions affects some of the guarantees used as well as the purpose of the financing. The same applies to the duration of the financing, the level of risk or the guarantees provided, depending on the degree of feminisation of the project staff.
Female entrepreneurship has seen a gradual increase in recent years; however, there is still a long way to go. Many women identify financing as the biggest obstacle to entrepreneurship, highlighting the use of Crowdfunding (CF) as a powerful tool for those who aspire to start their own ventures. CF allows for the raising of funds for a project or goal from a large number of people. This study investigates the Portuguese CF campaigns carried out on the GO Parity platform with the objectives: i) to examine the characteristics of the sustainable development projects that have been posted to attract investors; ii), to explore the characteristics of the CF operations carried out in the platform; iii) to understand the extent to which gender can influence the use of CF as a source of fundraising for sustainable projects. The results of the study show that most of the projects aimed to contribute to the achievement of sustainable development goals related to the renewable and accessible energy (SDG7), industry, innovation and infrastructure (SDG9) and sustainable production and consumption (SDG12). These projects were implemented in different sectors of activity and in different regions of Portugal, albeit with a predominance in the capital city (Lisbon) and the Central geographical area. In general, the projects were able to mobilise funding under conditions that could be considered favourable regarding the time taken to obtain the funding, the amount of money obtained and the interest rate applied, although many of the operations made use of credit guarantees. The results show a low presence of women in projects using the CF platform, in terms of the shareholder structure of the project, the presence in the management bodies or the composition of the working teams. There is some influence of gender on the characteristics of the CF operation. In particular, having women as shareholders might affect the amount financed, the objectives pursued or the guarantees provided. The presence of women in management positions affects some of the guarantees used as well as the purpose of the financing. The same applies to the duration of the financing, the level of risk or the guarantees provided, depending on the degree of feminisation of the project staff.
Description
Keywords
Crowdfunding Crowdfunding por empréstimo Desenvolvimento sustentável Objetivos de desenvolvimento sustentável Género Empreendedorismo feminino Portugal Crowdlending Sustainable development Female entrepreneurship Sustainable development goals Gender